Car loans
We compare the lenders
Buying a new vehicle is exciting, but navigating the financing options can be overwhelming. While it might be tempting to sign the paperwork at the dealership, you may end up paying higher rates or hidden fees for the sake of convenience.
We offer a better way. We search through offers from a panel of over 30 of Australia’s leading lenders to secure a car loan that fits your budget and lifestyle—not the dealer’s sales targets.
Ready to upgrade?
Access to 30+ Lenders
We don’t just look at one bank. We scan the market, comparing major banks, second-tier lenders, and specialist vehicle finance providers. This ensures you get a competitive interest rate and repayment terms that suit your cash flow.
Beat the "Dealer Finance" Trap
Dealership finance often comes with balloon payments or restrictive terms that look cheap upfront but cost more in the long run. We provide a transparent comparison so you can negotiate with the dealer as a cash buyer, potentially saving thousands on the purchase price.
Tailored Solutions for Every Buyer
Whether you are buying a family SUV, a ute for work, or a fleet for your business, we structure the loan to suit you.
Consumer Car Loans: Standard loans for personal use.
Chattel Mortgages & Hire Purchase: Tax-effective solutions for business owners and sole traders.
Novated Leasing: Salary packaging options for employees.
Low Doc Loans: Simplified income verification for the self-employed.
Speed and Convenience
Don’t wait days for a bank to call you back. We handle the paperwork, liaise with the lender, and often secure approvals within 24 to 48 hours, so you don’t miss out on the car you want.
If you find a car you like, we are a call away from getting your approval underway. after a 15 minute phone call we can get your application submitted
We Finance More Than Just Cars
We can also assist with financing for:
Caravans and RVs
Motorcycles
Trucks and Heavy Machinery
Boats and Marine Craft
Considered using your home loan?
Often times it may be better to take cash out of your home loan in order to get a lower interest rate for your purchase.
We can look to refinance your home loan, get you a lower interest rate and take out an extra portion to buy a vehicle.
Take a look at how a cash out against your home loan compares to a car loan here, or give us a call to discuss your options